Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer. A recent guest on the show Karen Franks, explained how important your credit is and how you should check on it often. ?At least twice a year", says Karen Franks. Checking our credit is one important proactive way we can make sure we are in good financial shape.
She also mentioned that many married women have better credit score than their husbands, even if they do not make as much. When another show guest, Dan Contreras talked about financial planning, he stressed using a professional. ?Don't rely on hearsay, get some real understanding about your situation."
And Linda
Hollander the author or Bags to Riches says "Mentors are the fast track to success". Find someone who has reached the same financial goals you want to reach and then do what they did. This simple technique works even if your goals are modest.
While everyone's situation is different, I really just want to motivate you to do something to have a positive effect on your finances. Here are a few simple things you can do that will start the ball rolling.1. Get a copy of your credit report
and check it for errors( free if you have been turned down for credit)2. Look at your savings plan, are you on track, do you need to increase or decrease the amounts you are trying to save?3. Look for your insurance policies, be able to get them immediately, know exactly where they are.4.
Start some financial education with your children. Start a student saving account.5. Start planning next year's financial goals. What do you want to change, what goals do you want to accomplish, what new accounts do you need to open and which accounts should be closed.If you handle your finances you'll be in The Wright Place!.
Dr. Letitia S. Wright, D.C. is the host of The Wright Place? TV Show, a talk show for women,Asset Planning Strategies Launches New Web Site
Bingham Farms, Mich. (ContentDesk) May 25, 2006 Asset Planning Strategies (APS), a Michigan branch agency of First Allied Securities and the investment advocate of estate, tax, financial planning and money management services to the Great Lakes region, announced today the launch of a redesigned corporate Web site at www.assetplanningstrategies.com.
The new APS Web site contains information on all of the firms services including retirement planning, tax planning, estate planning, money management, and 401(k) rollovers. Clients and prospects will find valuable resources at the new site such as upcoming workshop schedules, financial calculators, and information-packed newsletters and articles.The new Web site will communicate future topics and invited guests on the Asset Planning Strategies sponsored radio broadcast show Your Money & Ken Stern, which airs on WJR 760 AM every Saturday afternoon.The new site...
Twenty One Percent of People Who Retire Are Forced Back to Work From Financial Need Within Five Years of Retirement
According to financial author and retirement planning expert Jim Trippon, "Twenty One Percent of people who retire are forced back to work from financial need within five years of retirement."
In conducting research for his retirement planning book How Millionaires Stay Rich Forever, Trippon identified nine causes for post-retirement financial problems and offers solutions. "Many people assume that the only thing that affects their retirement security is their choice of investments." says Trippon. "In fact there are nine pitfalls to watch out for and investing is only one of them." Take for example the impact of post-retirement lawsuits like the Moldon case, which is told in Trippons new book. (Case # A344462 Nevada State District Court ? Clark County, Nevada -
Department III)Billionaire Carl Icahn wants to build a luxury casino tower on retiree Paul Moldon's rental property in Las Vegas. The City of Las Vegas Redevelopment Agency seized the prime property, which is...
Budgeting
Budgeting involves the planned allocation of funds to various departments in a business organization. Budgeting is often done by enterprises on a periodic basis. In simpler terms, it means planning for and estimating the financial position of an organization in a given time period.
The process of budgeting is very basic. Budgeting helps keep track of the health of a business, be it big or small. An individual with a basic income can also plan his budget.
A simple rule for making a financial statement is keeping the accounts very simple. The expenses can be noted on a day-to-day basis; these expenses can be clubbed under one subcategory.
The usefulness of a budget depends on the reliability of the information used to create it. Unrealistic estimates of prices, yields, or input quantities would lessen the accuracy of the budget and could possibly lead to a faulty financial decision.
The process of budgeting can help make sound management...
Financial Planning for Your Future
Millions of people give a lot of thought to financial planning but get frustrated and give up before ever making any progress. Making yourself aware of the most common reasons people fail to make a viable financial plan is the first step in reaching your financial goals. The uncertainty of the stock market, social security, and the declining world wide economy have made appropriate financial planning a must for every individual and family. Here are some tips that can make planning for your financial future a more successful experience:A positive attitude is the most important factor in reaching your financial goals. If you continually have negative thoughts about your ability to plan for your future, you are most likely going to fail in your efforts.
A good attitude and the desire to succeed in developing a proper budget and secure financial future will go a long way in helping you reach your goals. It is important to keep your long-term goals in mind and have a positive attitude...
Financial Planning for Your Future
Women Business Owners: Work Less, Make More
Brent Dees, coach and financial planner for small business owners, spoke recently to the Triad Chapter of the National Association of Women Business about how to work less and make more. "Many business owners hit the entrepreneurial ceiling, where they are working more and making less. They often don't recognize when it is time to give up some duties to others in the company so they can focus on owning and growing the business," says Brent Dees, president of Brent Dees Financial Planning. "I teach a process called Focus Four that allows entrepreneurs to determine what you want to accomplish and develop a track to accomplish it." Dees advises: - understand you can't accomplish everything- replace control with leadership and coaching- replace doing with delegation and mentoring- implement systems policies and procedures that will replace direct control???If you'd like to book Brent Dees to speak to your group of business owners, contact Harry Hoover, 704-953-3406. ???Brent Dees, CFP, CSA...
Women Business Owners: Work Less, Make More
Asset Planning Strategies to Host Wealth Management Seminar with Ken Stern for Accredited Investors
Bingham Farms, Mich. (ContentDesk) June 14, 2006 -- Asset Planning Strategies (APS), a Michigan branch of First Allied Securities and the investment advocate of estate, tax, financial planning and money management services to the Great Lakes region, announced today that professional money manager Ken Stern will speak at an upcoming wealth management seminar exclusively for accredited investors. The special seminar entitled Wealth Management with Ken Stern is scheduled for Thursday, June 29th, 2006 at Andiamos Restaurant in West Bloomfield, Mich.
Stern is the host of WJR 760 AM Saturday broadcast of Your Money & Ken Stern, sponsored each week by Asset Planning Strategies.
Stern also is the president and founder of Ken Stern & Associates, Inc., having earned the Certified Financial Planner" certification from the Board in Denver, Colorado.Accredited investors may register for the seminar by calling 1.877.728.7878 or visiting
Asset Planning Strategies to Host Wealth Management Seminar with Ken Stern for Accredited Investors
Financial planning > Asset Planning Strategies to Host Wealth Management Seminar with Ken Stern for Accredited Investors
Investment Property For Sales
The Sales forecast is typically the starting point of the financial forecasting exercise. Most of the financial variables are projected in relation to the estimated level of Sales.
Hence, the accuracy of the financial forecast when talking about investment property for Sales depends critically on the accuracy of the Sales forecast.
Although the financial manager may participate in the process of developing the Sales forecast, the primary responsibility for it typically rests with the marketing department or the planning group. Sales forecasts may be prepared for varying planning horizons to serve different purposes. A Sales forecast for a period of 3-5 years, or for even longer durations, may be developed mainly to aid investment planning.
A Sales forecast for a period of one year (and in some case two years) is the primary basis for the financial forecasting exercise. Sales forecasts for shorter durations (six months, three months, one month) may be prepared...
Investment Property For Sales